Default risk in the European automotive industry

Document Type

Journal Article

Publisher

World Business Institute

Faculty

Faculty of Business and Law

School

School of Business / Marketing and Services Research Centre

RAS ID

16954

Comments

Allen, D. E., Kramadibrata, A. R., Powell, R. , & Singh, A. (2013). Default Risk in the European Automotive Industry. International Review of Business Research Papers, 9(1), 22-37. Available here

Abstract

This paper examines credit risk in the European automotive industry. Distance to Default (DD) is calculated using the Merton structural credit model. In addition, we modify the Merton model to generate an innovative measure of credit risk at the extremes of the asset value fluctuations distribution, which we call Conditional Distance to Default (CDD). The credit risk of all listed automotive stocks on the S&P Euro Index is compared to all the other industries on this index, which comprises 180 stocks with geographic and sectoral diversity. The study spans the 10 years from 2000 to 2009 divided into pre-GFC and GFC periods. Our metrics find the automotive industry to be of high risk relative to other European industries, particularly during the GFC. We also find that our CDD metric is better able to capture the extreme credit risk prevalent in the industry during the GFC than traditional DD metrics.

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