Title

A hybrid security framework for Near Field Communication driven mobile payment model

Document Type

Journal Article

Publisher

L J S Publishing

School

School of Science

RAS ID

23361

Comments

Originally published as: Vishwakarma, P., Tripathy, A. K., & Vemuru, S. (2016). A hybrid security framework for Near Field Communication driven mobile payment model. International Journal of Computer Science and Information Security, 14(12), pp. 337-348. Article available here.

Abstract

In a fast emerging world, and the increasing need of consumers to perform business and financial transactions over the mobile device has become inevitable. The mobile payments usage is set to grow exponentially. The mobile payments industry has expeditiously grown as new technologies emerge while security business needs financial institutions to acknowledge. The objective of this paper is to impart the consumer an NFC-enabled mobile payment system with enhanced security measures touching consumer transaction and the mobile device. Our proposed hybrid approach has key capabilities to its security framework serving as tokenization based payment method and authentication of the user & device both together with the use of Host Card Emulation cloud-based secure element which will provide flawless mobile payment knowledge for the consumers

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