Date of Award


Document Type


Degree Name

Doctor of Philosophy


School of Finance and Business Economics


Faculty of Business and Law

First Supervisor

David Allen


This thesis seeks to fill a void in the banking performance literature by (1) proposing a cross-system bank productivity assessment methodology that can be applied to both conventional and Islamic banking and (2) implementing this methodology on a dual banking system to gauge the comparable productivity of Islamic and conventional banks relative to one another in a banking system that has experienced deregulation and consolidation. The growing significance of Islamic banking cannot be overlooked as its growth in recent years has significantly outpaced conventional banking. This new banking duality trend profoundly impacts the relative competitiveness of both banking systems and this in turn, may significantly affect the allocation of scarce financial resources between conventional and Islamic banking.


Paper Location